Why Prenuptial Agreements Need to Lose Their Negative Stereotypes

Everyone knows a good story about a bad divorce. Maybe it’s their own divorce, maybe it’s one from a friend or from their parents, or maybe it’s just one of the famously ugly divorces the famous go through routinely in the tabloids.

In the end, these stories lead to one obvious conclusion: divorce is unpleasant and has all the potential to get particularly ugly and traumatic. Divorce is hard on both spouses, on any kids in the relationship, and on family and friends watching on.

Considering how common divorce is and how awful it can be when people go into marriage unprepared for that eventuality, it’s somewhat odd how some people still regard prenuptial agreements negatively.

Before getting into why the prenup is actually a positive for couples and for society, it’s important to outline just what a prenup is. A prenuptial agreement is an arrangement set up before a marriage that sets out the terms if a divorce occurs. That can include spousal support, child custody, the division of property, and any other issues that might normally be fought over during a divorce. As this prenuptial agreement lawyer shows, the process is very thorough and usually requires a good lawyer to make sure it covers all aspects the couple wants to be settled before saying “I do.”

Prenuptial agreements may lack a certain amount of romance, yet, anyone who has had one and had to use it will swear by them. Not only do they protect property and income for those who might otherwise see a significant loss when a marriage collapses, not only do they remove the suspicion in some marriages that the relationship is based on anything other than love and affection, not only do they provide the couple comfort knowing how everything stands on a financial level, a prenuptial agreement is wonderful because it gets rid of all the ugliness of divorce.

A divorce can be a much faster and less bitter proceeding with a prenuptial agreement involved. With all the important questions resolved, no one leaves the marriage thinking they’re going to get one deal or another and being dissatisfied. There’s simply nothing to fight over. The prenup also has the benefit of being far fairer for both parties, since it was decided in a moment of love and compassion between the two when things were good between them instead of acrimonious. There will be no avoiding spousal support out of spite or an attempt to take a small business just to hurt someone. The deal is done, so all that’s required is signing a few documents, and saying goodbye.

For all that, a prenup can be a somewhat complex process to set up and follow through with. It’s best if you’re considering one to hire an expert prenuptial agreement lawyer who can guide you and your future spouse through all the various intricacies of the process.

The prenup may not be the way people traditionally begin marriages, but it is perhaps the most responsible way to do so. Think about it. If your marriage had to end, even if it seems inconceivable now, wouldn’t you like it to be quick and as painless as possible?

That’s what you get with a prenup.

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Major Causes of Truck Accidents

According to the Federal Motor Carrier Safety Administration (FMCSA), fatal truck accidents happen almost 11 times a day. This means more than 100,000 injuries and more than 4,000 deaths every year, despite the laws created and strictly enforced by the US Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) and Federal Motor Carrier Safety Administration (FMCSA) on the safe operation of trucks.

If federal and local government agencies, and traffic enforcers remain determined in their pursuit to ensure safety on the road, then how is it that the number of truck accidents still remains so high? The answer is a combination of bad driving performance and company or employer negligence.

With regard to bad driving behavior, it has been discovered that many truck accidents are caused by drivers with multiple violations and who have very recently received warnings from their safety officers; despite these violations and warnings, they have been allowed to continue operating their vehicles.

In 1986, the Commercial Motor Vehicle Safety Act, which strictly mandates that bad truck drivers be removed from the road, was passed into law. Allowing drivers to continue operating a truck despite multiple traffic violations, especially a DUI or driving under the influence, is a violation of this law, to which drivers, safety officers and employers can be held liable.

Many small truck companies, though, are able to evade liability for accidents wherein their drivers are at fault, and escape legal responsibility for company violations of federal laws. They accomplish this by ceasing operation and then re-registering under a new name and changing their corporate structure.

Semi-trailers, also called a big rigs or 18-wheelers, can easily damage and crush smaller vehicles, severely injuring or killing their occupants. Accidents, injuries and deaths are not just statistical data. In each accident, many lives are affected: the lives of victims and of the members of their respective families. It will be in the best interest of victims to get in touch with a highly-skilled personal injury lawyer (as soon as possible) after an accident for them to immediately receive justice and the compensation which the court may find them worthy to claim.

As explained by the law firm Williams Kherkher, accidents involving passenger vehicles can result in serious injuries, but when an average sized automobile collides with a commercial truck, like an 18-wheeler or garbage truck, the consequences are frequently devastating. Victims of truck accidents may face life-threatening health problems, require costly medical treatment, and need time away from work to heal. An experienced personal injury attorney may be able to help these people file a compelling lawsuit against the negligent party that caused their 18-wheeler accident in order to get financial compensation for these damages.

An article posted at www.crowemulvey.com/practice-areas/personal-injury/, says, depending on the details of an accident caused by a large truck, it is possible for responsibility to rest with: the truck driver; the trucking company that hired, trained, and employed the driver; the company responsible for maintaining the truck; or the auto manufacturer / parts manufacturer. Determining who is responsible for the accident that harmed you can seem overwhelming, but fortunately, there are personal injury lawyers always ready to help.


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Why the Philippines is a Top Offshoring Terminal for IT-BPO and many Other Services

Why the Philippines is a Top Offshoring Terminal for IT-BPO and many Other Services

In 2013, the Philippines took the third spot in the top 100 global outsourcing destinations in the world, edging New Delhi; and while the Information Technology-Business Process Outsourcing (IT-BPO) industry believes that the Philippines is a very strong contender in the top five most cost-competitive termini for IT-BPO services, one US-based company boldly predicts that by 2030 IT-BPO will be a trillion-dollar economy in the nation.

The ushering in of the practice of outsourcing or offshoring in the Philippines during the last 10 years of the 20th century has led to the unprecedented growth of this business strategy in the country, which also continues to benefit developing foreign companies and third party organizations.

Began by only a substantial number of Fortune 500 companies, top companies in Australia have now also started to outsource in the country, services that include call centers, customer relationship management, back office/chat support, creative processes, HR solutions, application maintenance, healthcare information management, medical transcription, software development, legal services, research, content writing and blogging.

Outsourcing, is a business strategy wherein a host firm contracts out a business process to another organization, called a third party. This third party organization may be located within the host firm’s own country or in another country, thus, the term offshoring.

Host firms usually resort to outsourcing or offshoring of certain company projects or services due to the following reasons:

  • Lack of the necessary expert or skilled individuals needed for the job;
  • Outsourcing is much more economically favorable – both for the host firm, which is able to save much from company expenditures, and the third party organization, which is able to create jobs while earning profits at the same time;
  • Hired employees in a third party organization are well aware of the business culture in western countries, have strong skills in the English language, have high literacy and are experts in various areas;
  • Competitive labor rates, and a firmly established telecommunications infrastructure

Outsourcing Philippines started in the 1990s, becoming more famous at the turn of the century. By 2004 the industry’s worth was estimated at $1.5 billion. In 2009, after only five years, its worth ballooned to about $9 billion.

Today, the Philippines is one of the top countries in the business process outsourcing (BPO) industry. Besides non- voice and call center services, the country is also an emerging top competitor in the area of 24/7 live chat support, phone services, medical billing, records retrieval/collection, data entry, web and IT services, which include application maintenance, software development and web design, and in many other types of services, like computer animation, medical transcription, legal services, research, blogging and content writing. Besides these services, many other outsourcing companies, like Pinoy Partners Outsourcing Center Inc., for example, has grown to include in its list of services, Construction Estimating, which is handled by team of on-screen-take-off specialists who are ready and can help and allow construction companies bid on more projects.

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All About Whistleblower Lawsuits

There are state and federal laws that protect employees from unfair employers, but for some reason, employment disputes still occur. These disputes can happen intentionally or not, but either way, they put the employee in a disadvantage, because the employee has less resources and experience to handle such things.

According to the website of Williams Kherkher business lawyers, the most common forms of employment disputes include wrongful termination, non-compete provisions, executive compensation issues, and whistleblower lawsuits.

All of these disputes are complicated in their own right, but whistleblower lawsuits can get more attention because of controversy, and how this controversy can affect both the employee and the employer in a significant way.

Whistleblower lawsuits are lawsuits concerning individuals who have knowledge of an organization’s illegal doing and have decided to come forward because it is the right thing to do. These individuals are called whistleblowers.

Most of the time, whistleblowers are current or former employees of the company that is committing or has committed a wrong in the government or private industry. As such, the employer can have the tendency to retaliate by terminating the whistleblower, which can be against the law. The whistleblower can be demoted, discriminated in the workplace, or be put in an inconvenient situation.

President Lincoln requested the enactment of the False Claims Act to eradicate fraud in government. Any individual who files under the act can receive up to a 25 percent portion if the government recovers the damages done from the fraud, to encourage more individuals in coming forward.

But not all those who come forward experience a happy ending. According to an article from the Huffington Post, James Holzrichter became a whistleblower after stepping forward to expose the dirty secrets of his employer. He did receive $6.2 million under the False Claims Act, but only after about 16 years.

Holzrichter, at his lowest point, was forced to put his family into a homeless shelter, because he could not find proper work after the incident. He believed that it had something to do with employers not wanting to hire a “snitch.”

You can get millions of dollars. You could be labeled a snitch for the next decade or so. Or you can experience both. Before making your move, it is still the best option to get legal guidance in the matter of whistleblower lawsuits, to help you get through a time that can easily turn your life around.

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Types of Real Estate Disputes

Disputes involving real estate properties will most likely be heated and stressful. After all, who would want to lose a property? According to the website of Slater Pugh, Ltd., LLP, real estate disputes can be complicated and technical for a common individual. Although they can be resolved out of court, some disputes do end up in the court room. In this article, we shall tackle the different kinds of real estate disputes.

  1. Non-Disclosure of Defects
    • Once the property has been sold, the seller allegedly did not disclose property defects, such as structural issues or additions made without permits.
  2. Quiet Title
    • Quiet titles are unsettled claims that cloud the buyer’s ownership of the title. Litigation is required to invalidate unsettled claims.
  3. Disputes with Agents or Brokers
    • While they are esteemed for their high standard of professionalism, most claim that they do not live up to these standards. There are various claims such as breach of fiduciary duty, errors and omissions, or undue pressure to buy.
  4. Easement and Neighbor Disputes
    • The buyer of the property can get into disputes with neighbors regarding a wide range of issues such as boundaries, fences, and easement.
  5. Zoning and Land Disputes
    • There are legal use restrictions that every developer and homeowner should abide with in order to obtain permits. To prevent unlawful use, they need to enforce zoning laws and when the parties do not comply, this is where disputes arise.
  6. Foreclosure
    • When proper procedures in foreclosing a property is not followed, the aggrieved party will usually resort to legal remedies to keep them from losing their property.
  7. Condemnation
    • This is a step that the government undertakes to get hold of privately held property. It is the court who will determine the amount to be paid or when the owner seeks compensation.

These are just some of the common disputes that arise in the real estate industry.

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Life After Burn Injuries

Most people have experienced a burn injury in their lifetime. Whether they were scalded by a hot pot, shower, or perhaps they got sunburned at the beach, many people know what it feels like to be burned. But what about the times when a burn results in substantial injury? A severe burn can result in life-altering consequences.

There are many ways that a burn can occur and different causes range in injury severity. According to Russo, Russo & Slania, P.C., chemical hazards, electrical hazards, explosions, and malfunctioning equipment are some of the most common causes of more severe burns. According to the American Burn Association, there were 486,000 burn injuries receiving medical treatment:

These circumstances often place the liability another party, such as an employer or business owner. You can hold the liable party responsible for your suffering. If you are able to receive compensation, it could go toward one or more of these areas:

  • Disfigurement, physical impairment, paralysis, disability, and general loss of enjoyment in life post-injury: Compensation for pain and suffering not only for what has occurred in the past, but the quality of your future life post-injury.
  • Medical: Compensation for current and future medical bills including hospitalization, medical and/or cosmetic surgery, physical and/or occupational therapy, pain management and prescriptions, and ongoing medical care may all be covered.
  • Loss of income: Compensation could be collected for past and future lost wages in relation to time spent away due to your injury. Financial assistance could also go toward being re-trained into a new occupation.
  • Family loss: If the burn is severe enough to causes changes to the routine of your family, as in they are now required to perform services they wouldn’t have to do if the injury didn’t occur, they may be entitled to compensation for the interference.
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What you need to know when you see asbestos in your home or work

Asbestos is a naturally occurring fiber found on the surface of the Earth. These durable, heat-resistant fibers were used for insulation in many commercial and residential houses until after scientists discovered toxicity associated with inhaling or ingesting the material. Although asbestos use has been banned for many years in the building and construction industry (many are using fiberglass as an alternative), industries such as shipyard and automotive are still enjoying the benefits of these highly toxic fibers.

Houston personal injury lawyers would probably say that inadvertent exposure to asbestos may result in life-changing chronic illnesses, such as asbestosis and mesothelioma. Whether you are an employee working in a shipyard or a homeowner living in a house constructed before the 70s, protecting yourself from these harmful fibers is a must. To protect yourself better, here are the things that you should and should not do when you see asbestos:

If you see asbestos in your property/workplace, never:

  • Use power tools to drill, sand, or saw the asbestos-containing material. Doing so would disturb the fiber, making it become airborne
  • Remove asbestos alone. Removing asbestos requires skills and experience by asbestos removal experts. Seek professional help always
  • Vacuum or sweep asbestos-containing debris. Again, this is a work that should be done by asbestos professionals

If you see asbestos in your workplace/home, remember these safety tips:

  • If at work, report asbestos occurrence to your immediate supervisor. If at home, contact your local council or an asbestos removalist for assessment and decontamination
  • Wear mask and other protective equipment until after cleanup to prevent asbestos exposure
  • You may also consider washing your hands, face, or taking a shower
  • All apparels (boots hand gloves etc.) should be placed inside an asbestos waste bag to prevent air contamination
  • Surfaces suspected to be contaminated with asbestos fibers should be wiped down with clean, damp rag. DO NOT sweep or vacuum the surfaces, as it may contaminate the air
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Zofran and Birth Defects

Zofran is a drug that was created to help cancer patients manage their nausea during treatments, and to help alleviate nausea in patients recovering after surgery. However, it began being prescribed by doctors for expectant mothers suffering from aggressive morning sickness that was not responding to other remedies. Unfortunately, according to the website of Williams Kherkher, there have been connections between Zofran and birth defects.

Heart defects, cleft palates, and cleft lips are the most common defects associated with Zofran but are not the only ones. Heart defects can be minor and heal on their own in infancy or childhood, but if they are not able to heal, they must be monitored to prevent serious harm and treatment may be required. Moderate heart defects can lead to more serious heart and lung problems in the future. Cleft lips and palates have similar effects. Both cause discomfort for the child, make it difficult for them to feed properly, negatively affect their speech development, and can even affect their oral health and tooth development. Cleft lip and palate can only be corrected through surgery in very early childhood and may require more surgeries later in life.

The manufacturers of Zofran did not conduct proper research before marketing the drug as safe for expectant mothers. The connection between Zofran and birth defects are still unclear and studies vary widely in their conclusions on its use. However, the FDA has announced a warning against its use by expectant mothers. Many doctors are still prescribing the drug to their patients anyway, and many mothers still have healthy babies despite using the drug during pregnancy. But for those mothers whose babies develop a defect because of its use, suffering could have been avoided with proper research and warnings.

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Fighting a Wrongful Foreclosure in Dallas

It has unfortunately become an all too common scenario in the US, including Dallas: homeowners receive a notice of foreclosure because they have defaulted on their payments. However, this does not mean that all hope is lost.

Foreclosures usually follow a set of strict rules and regulations, depending on whether the state uses a judicial or non-judicial system. The failure of the lender to follow any of these rules is a common basis for a claim of wrongful foreclosure. While this may not necessarily stop foreclosure, it may at least buy the homeowner some time to find a more permanent solution.

There are also instances when the lender has no proof of standing in the foreclosure. Banks, in particular, have had some trouble with producing documentation that proves they have to right to foreclose, mostly because the loan has been passed around so much during the securitization process. According to the Fair Debt Collection Practices Act, the debtor has a right to demand documentary proof that the lender has the right to foreclose within 30 days of getting a notice of foreclosure.

The laws governing wrongful foreclosure claims differ from state to state. As any reputable Fort Worth real estate litigation lawyer probably knows, a plaintiff under Texas law has to show that there as something wrong with the foreclosure sale, the property sold for a grossly inadequate amount, and that the low selling price was caused by the defect in the sale. This makes it more challenging for the foreclosure defense lawyer in making a case, but it can be done with the right lawyer.

If you are facing foreclosure in Texas, you have your work cut out for you. Consult with a foreclosure defense lawyer in your state to find out if you have grounds to make a wrongful foreclosure claim. There may be laws that can provide you with temporary relief until you can figure something else out.

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Divorce Facts You Should Think About

Are you thinking of getting married but afraid it may not last? You are not alone, as it is common knowledge that about half of all marriages in the US end up in divorce. However, this doesn’t meant that yours will, at least not for 8 years. That is the average number of years a couple in their first or second marriage will stay married.

However, if both you and your spouse’s parents stayed married, you have a better chance of making it past your 10th year anniversary than those whose parents are divorced or separated. Overall, that is 67% of the total number of married people in the US, with about 35% making it past their silver wedding anniversary. A rather impressive 6% still make it to 50 years, considering that in all probability one spouse will predecease the other before that milestone is reached.

Speaking of which, about 15% of people chose to separate rather than divorce for financial reasons. Divorce can be expensive, which would account for the drop in divorce filings in 2008 when the economic crisis first began to bite into earnings. According to the website of the BB Law Group PLLC, this is often because, this doesn’t mean that during more affluent times, people got divorced more. It only means that it was not always practical to go through the process, especially as it can adversely affect the living standards not only of the divorcing couple but also their children. About 28% of children of divorced parents live below the poverty level.

In Texas, the picture is not so bleak. The Lone Star state is only one of 9 states where the community property laws are in place in a divorce. This means that whatever wealth has accumulated in the marriage will be divided between the spouses. Compare this to the equitable share laws that are in effect in the majority of states, where the higher earning spouse gets to keep a higher percentage of the assets. This is because the property belongs to the spouse that purchased it as deemed “fair and equitable.”

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