Why the Philippines is a Top Offshoring Terminal for IT-BPO and many Other Services

Why the Philippines is a Top Offshoring Terminal for IT-BPO and many Other Services

In 2013, the Philippines took the third spot in the top 100 global outsourcing destinations in the world, edging New Delhi; and while the Information Technology-Business Process Outsourcing (IT-BPO) industry believes that the Philippines is a very strong contender in the top five most cost-competitive termini for IT-BPO services, one US-based company boldly predicts that by 2030 IT-BPO will be a trillion-dollar economy in the nation.

The ushering in of the practice of outsourcing or offshoring in the Philippines during the last 10 years of the 20th century has led to the unprecedented growth of this business strategy in the country, which also continues to benefit developing foreign companies and third party organizations.

Began by only a substantial number of Fortune 500 companies, top companies in Australia have now also started to outsource in the country, services that include call centers, customer relationship management, back office/chat support, creative processes, HR solutions, application maintenance, healthcare information management, medical transcription, software development, legal services, research, content writing and blogging.

Outsourcing, is a business strategy wherein a host firm contracts out a business process to another organization, called a third party. This third party organization may be located within the host firm’s own country or in another country, thus, the term offshoring.

Host firms usually resort to outsourcing or offshoring of certain company projects or services due to the following reasons:

  • Lack of the necessary expert or skilled individuals needed for the job;
  • Outsourcing is much more economically favorable – both for the host firm, which is able to save much from company expenditures, and the third party organization, which is able to create jobs while earning profits at the same time;
  • Hired employees in a third party organization are well aware of the business culture in western countries, have strong skills in the English language, have high literacy and are experts in various areas;
  • Competitive labor rates, and a firmly established telecommunications infrastructure

Outsourcing Philippines started in the 1990s, becoming more famous at the turn of the century. By 2004 the industry’s worth was estimated at $1.5 billion. In 2009, after only five years, its worth ballooned to about $9 billion.

Today, the Philippines is one of the top countries in the business process outsourcing (BPO) industry. Besides non- voice and call center services, the country is also an emerging top competitor in the area of 24/7 live chat support, phone services, medical billing, records retrieval/collection, data entry, web and IT services, which include application maintenance, software development and web design, and in many other types of services, like computer animation, medical transcription, legal services, research, blogging and content writing. Besides these services, many other outsourcing companies, like Pinoy Partners Outsourcing Center Inc., for example, has grown to include in its list of services, Construction Estimating, which is handled by team of on-screen-take-off specialists who are ready and can help and allow construction companies bid on more projects.

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All About Whistleblower Lawsuits

There are state and federal laws that protect employees from unfair employers, but for some reason, employment disputes still occur. These disputes can happen intentionally or not, but either way, they put the employee in a disadvantage, because the employee has less resources and experience to handle such things.

According to the website of Williams Kherkher business lawyers, the most common forms of employment disputes include wrongful termination, non-compete provisions, executive compensation issues, and whistleblower lawsuits.

All of these disputes are complicated in their own right, but whistleblower lawsuits can get more attention because of controversy, and how this controversy can affect both the employee and the employer in a significant way.

Whistleblower lawsuits are lawsuits concerning individuals who have knowledge of an organization’s illegal doing and have decided to come forward because it is the right thing to do. These individuals are called whistleblowers.

Most of the time, whistleblowers are current or former employees of the company that is committing or has committed a wrong in the government or private industry. As such, the employer can have the tendency to retaliate by terminating the whistleblower, which can be against the law. The whistleblower can be demoted, discriminated in the workplace, or be put in an inconvenient situation.

President Lincoln requested the enactment of the False Claims Act to eradicate fraud in government. Any individual who files under the act can receive up to a 25 percent portion if the government recovers the damages done from the fraud, to encourage more individuals in coming forward.

But not all those who come forward experience a happy ending. According to an article from the Huffington Post, James Holzrichter became a whistleblower after stepping forward to expose the dirty secrets of his employer. He did receive $6.2 million under the False Claims Act, but only after about 16 years.

Holzrichter, at his lowest point, was forced to put his family into a homeless shelter, because he could not find proper work after the incident. He believed that it had something to do with employers not wanting to hire a “snitch.”

You can get millions of dollars. You could be labeled a snitch for the next decade or so. Or you can experience both. Before making your move, it is still the best option to get legal guidance in the matter of whistleblower lawsuits, to help you get through a time that can easily turn your life around.

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Types of Real Estate Disputes

Disputes involving real estate properties will most likely be heated and stressful. After all, who would want to lose a property? According to the website of Slater Pugh, Ltd., LLP, real estate disputes can be complicated and technical for a common individual. Although they can be resolved out of court, some disputes do end up in the court room. In this article, we shall tackle the different kinds of real estate disputes.

  1. Non-Disclosure of Defects
    • Once the property has been sold, the seller allegedly did not disclose property defects, such as structural issues or additions made without permits.
  2. Quiet Title
    • Quiet titles are unsettled claims that cloud the buyer’s ownership of the title. Litigation is required to invalidate unsettled claims.
  3. Disputes with Agents or Brokers
    • While they are esteemed for their high standard of professionalism, most claim that they do not live up to these standards. There are various claims such as breach of fiduciary duty, errors and omissions, or undue pressure to buy.
  4. Easement and Neighbor Disputes
    • The buyer of the property can get into disputes with neighbors regarding a wide range of issues such as boundaries, fences, and easement.
  5. Zoning and Land Disputes
    • There are legal use restrictions that every developer and homeowner should abide with in order to obtain permits. To prevent unlawful use, they need to enforce zoning laws and when the parties do not comply, this is where disputes arise.
  6. Foreclosure
    • When proper procedures in foreclosing a property is not followed, the aggrieved party will usually resort to legal remedies to keep them from losing their property.
  7. Condemnation
    • This is a step that the government undertakes to get hold of privately held property. It is the court who will determine the amount to be paid or when the owner seeks compensation.

These are just some of the common disputes that arise in the real estate industry.

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Life After Burn Injuries

Most people have experienced a burn injury in their lifetime. Whether they were scalded by a hot pot, shower, or perhaps they got sunburned at the beach, many people know what it feels like to be burned. But what about the times when a burn results in substantial injury? A severe burn can result in life-altering consequences.

There are many ways that a burn can occur and different causes range in injury severity. According to Russo, Russo & Slania, P.C., chemical hazards, electrical hazards, explosions, and malfunctioning equipment are some of the most common causes of more severe burns. According to the American Burn Association, there were 486,000 burn injuries receiving medical treatment:

These circumstances often place the liability another party, such as an employer or business owner. You can hold the liable party responsible for your suffering. If you are able to receive compensation, it could go toward one or more of these areas:

  • Disfigurement, physical impairment, paralysis, disability, and general loss of enjoyment in life post-injury: Compensation for pain and suffering not only for what has occurred in the past, but the quality of your future life post-injury.
  • Medical: Compensation for current and future medical bills including hospitalization, medical and/or cosmetic surgery, physical and/or occupational therapy, pain management and prescriptions, and ongoing medical care may all be covered.
  • Loss of income: Compensation could be collected for past and future lost wages in relation to time spent away due to your injury. Financial assistance could also go toward being re-trained into a new occupation.
  • Family loss: If the burn is severe enough to causes changes to the routine of your family, as in they are now required to perform services they wouldn’t have to do if the injury didn’t occur, they may be entitled to compensation for the interference.
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What you need to know when you see asbestos in your home or work

Asbestos is a naturally occurring fiber found on the surface of the Earth. These durable, heat-resistant fibers were used for insulation in many commercial and residential houses until after scientists discovered toxicity associated with inhaling or ingesting the material. Although asbestos use has been banned for many years in the building and construction industry (many are using fiberglass as an alternative), industries such as shipyard and automotive are still enjoying the benefits of these highly toxic fibers.

Houston personal injury lawyers would probably say that inadvertent exposure to asbestos may result in life-changing chronic illnesses, such as asbestosis and mesothelioma. Whether you are an employee working in a shipyard or a homeowner living in a house constructed before the 70s, protecting yourself from these harmful fibers is a must. To protect yourself better, here are the things that you should and should not do when you see asbestos:

If you see asbestos in your property/workplace, never:

  • Use power tools to drill, sand, or saw the asbestos-containing material. Doing so would disturb the fiber, making it become airborne
  • Remove asbestos alone. Removing asbestos requires skills and experience by asbestos removal experts. Seek professional help always
  • Vacuum or sweep asbestos-containing debris. Again, this is a work that should be done by asbestos professionals

If you see asbestos in your workplace/home, remember these safety tips:

  • If at work, report asbestos occurrence to your immediate supervisor. If at home, contact your local council or an asbestos removalist for assessment and decontamination
  • Wear mask and other protective equipment until after cleanup to prevent asbestos exposure
  • You may also consider washing your hands, face, or taking a shower
  • All apparels (boots hand gloves etc.) should be placed inside an asbestos waste bag to prevent air contamination
  • Surfaces suspected to be contaminated with asbestos fibers should be wiped down with clean, damp rag. DO NOT sweep or vacuum the surfaces, as it may contaminate the air
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Zofran and Birth Defects

Zofran is a drug that was created to help cancer patients manage their nausea during treatments, and to help alleviate nausea in patients recovering after surgery. However, it began being prescribed by doctors for expectant mothers suffering from aggressive morning sickness that was not responding to other remedies. Unfortunately, according to the website of Williams Kherkher, there have been connections between Zofran and birth defects.

Heart defects, cleft palates, and cleft lips are the most common defects associated with Zofran but are not the only ones. Heart defects can be minor and heal on their own in infancy or childhood, but if they are not able to heal, they must be monitored to prevent serious harm and treatment may be required. Moderate heart defects can lead to more serious heart and lung problems in the future. Cleft lips and palates have similar effects. Both cause discomfort for the child, make it difficult for them to feed properly, negatively affect their speech development, and can even affect their oral health and tooth development. Cleft lip and palate can only be corrected through surgery in very early childhood and may require more surgeries later in life.

The manufacturers of Zofran did not conduct proper research before marketing the drug as safe for expectant mothers. The connection between Zofran and birth defects are still unclear and studies vary widely in their conclusions on its use. However, the FDA has announced a warning against its use by expectant mothers. Many doctors are still prescribing the drug to their patients anyway, and many mothers still have healthy babies despite using the drug during pregnancy. But for those mothers whose babies develop a defect because of its use, suffering could have been avoided with proper research and warnings.

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Fighting a Wrongful Foreclosure in Dallas

It has unfortunately become an all too common scenario in the US, including Dallas: homeowners receive a notice of foreclosure because they have defaulted on their payments. However, this does not mean that all hope is lost.

Foreclosures usually follow a set of strict rules and regulations, depending on whether the state uses a judicial or non-judicial system. The failure of the lender to follow any of these rules is a common basis for a claim of wrongful foreclosure. While this may not necessarily stop foreclosure, it may at least buy the homeowner some time to find a more permanent solution.

There are also instances when the lender has no proof of standing in the foreclosure. Banks, in particular, have had some trouble with producing documentation that proves they have to right to foreclose, mostly because the loan has been passed around so much during the securitization process. According to the Fair Debt Collection Practices Act, the debtor has a right to demand documentary proof that the lender has the right to foreclose within 30 days of getting a notice of foreclosure.

The laws governing wrongful foreclosure claims differ from state to state. As any reputable Fort Worth real estate litigation lawyer probably knows, a plaintiff under Texas law has to show that there as something wrong with the foreclosure sale, the property sold for a grossly inadequate amount, and that the low selling price was caused by the defect in the sale. This makes it more challenging for the foreclosure defense lawyer in making a case, but it can be done with the right lawyer.

If you are facing foreclosure in Texas, you have your work cut out for you. Consult with a foreclosure defense lawyer in your state to find out if you have grounds to make a wrongful foreclosure claim. There may be laws that can provide you with temporary relief until you can figure something else out.

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Divorce Facts You Should Think About

Are you thinking of getting married but afraid it may not last? You are not alone, as it is common knowledge that about half of all marriages in the US end up in divorce. However, this doesn’t meant that yours will, at least not for 8 years. That is the average number of years a couple in their first or second marriage will stay married.

However, if both you and your spouse’s parents stayed married, you have a better chance of making it past your 10th year anniversary than those whose parents are divorced or separated. Overall, that is 67% of the total number of married people in the US, with about 35% making it past their silver wedding anniversary. A rather impressive 6% still make it to 50 years, considering that in all probability one spouse will predecease the other before that milestone is reached.

Speaking of which, about 15% of people chose to separate rather than divorce for financial reasons. Divorce can be expensive, which would account for the drop in divorce filings in 2008 when the economic crisis first began to bite into earnings. According to the website of the BB Law Group PLLC, this is often because, this doesn’t mean that during more affluent times, people got divorced more. It only means that it was not always practical to go through the process, especially as it can adversely affect the living standards not only of the divorcing couple but also their children. About 28% of children of divorced parents live below the poverty level.

In Texas, the picture is not so bleak. The Lone Star state is only one of 9 states where the community property laws are in place in a divorce. This means that whatever wealth has accumulated in the marriage will be divided between the spouses. Compare this to the equitable share laws that are in effect in the majority of states, where the higher earning spouse gets to keep a higher percentage of the assets. This is because the property belongs to the spouse that purchased it as deemed “fair and equitable.”

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Get Shot or Get Hit? Not much of a choice

The Centers for Disease Control and Prevention (CDC) estimates that more people in the US will die from gunshot wounds than injuries from car accidents in 2015. This is considered a positive thing by the Center for American Progress because while the number of young (15 to 24) Americans dying from car accidents has steadily declined in previous years, the number of people in the same age range killed by guns has stayed the same.

It is good to know that more young people are responding to government efforts to address the causes of car accidents and the issue of drinking while intoxicated from drugs or alcohol. Carmakers are also being more strictly regulated when it comes to safety features and design problems.

However, as any Massachusetts car accident lawyer is likely to point out, it still means that 5,864 young people will probably die from car accidents. That is not so good. The fact that 6,040 gunshot fatalities is projected for the same group is no source of consolation for surviving family members of either type of victim. That is simply too many people dying from what easily preventable causes in most cases. More responsible driving and restricted gun ownership could further reduce these numbers considerably.

Cars are far safer today because of technological innovations than they were a decade ago, which would account for the decrease in accidents. However, according to the website of the Ausband & Dumont Law Firm, some cars continue to have serious defects that expose car occupants to unnecessary dangers. Recent recalls on some types of cars that tended to rollover and those fitted with defective airbags are indicative of these risks.

According to the website of the Sampson Law Offices, people involved in car accidents often sustain serious injuries even if they don’t die in the incident. This means considerable pain and suffering as well as extensive medical expenses. If you have been seriously injured in a negligent car accident, you can at least make a financial recovery. Consult with a car accident lawyer in your area to find out how.

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Liability for Construction Accidents and Injuries in New York

We all know that the construction industry is, by the very nature of the work, a hazardous occupation. New York construction workers are aware of this as well, which is why they are well compensated for the high risks they take. However, as the website of lawyers Hach Rose points out, this does not absolve the responsible parties of liability for preventable construction accidents or injuries that the workers sustain due to negligence.

Deciding on who may be held liable for such accidents or injuries will depend largely on the circumstances. It is not always the construction owner, manager or foreperson, although in most cases they typically have control over the workplace. A NY construction accident lawyer can determine the proximate cause of the injury and pinpoint all the parties involved, especially when it concerns a large construction project. Possible defendants for a workplace injury lawsuit include:

  • Construction site owner
  • General contractors – they are often delegated the control over the whole of a project by the construction site owner, and may be held responsible for unsafe working conditions for that particular project
  • “Prime” contractors – these are special contractors delegated to specific tasks i.e. electrical work over which they have sole control and may be held responsible for the safety of their workers and subcontractors they may hire
  • Architects and engineers – these professionals may be held responsible if the design and engineering plans and material specifications they provide the construction crew prove to be defective, resulting in injuries to the workers. They are also expected to check on compliance, the failure to do so may result in an unsafe worksite
  • Manufacturers of construction machinery or equipment – a construction site frequently makes use of high-powered and industrial grade equipment that can result in serious injury or death if it malfunctions or if they fail because they have been incorrectly rated for a particular task or load

If you have been seriously injured in a preventable construction accident, you have a right to be compensated. Consult with a construction accident lawyer in your state to find out who you can hold responsible.

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